Terms of Use

Effective Date: October 1, 2026

These Terms of Use govern access to and use of the website operated by Creed: Financial Crimes Compliance Firm LLC (“Creed,” “we,” “our,” or “us”) at creedfirm.com.
By accessing or using this website, you agree to these Terms.

1. Purpose of the Website

The Creed website provides general information about the firm, its practice areas, publications, institutional research, and ways to contact the firm.
The website is intended for informational and professional purposes only.

2. No Professional Relationship

Accessing this website, reviewing its content, contacting Creed, or submitting an inquiry does not create a client, advisory, fiduciary, consulting, attorney-client, or other professional relationship with Creed.
A professional relationship is established only through a separate written agreement executed by Creed and the applicable client or counterparty.
Creed may decline any inquiry or proposed engagement in its discretion, including where conflicts, suitability concerns, capacity constraints, jurisdictional considerations, or other factors arise.

3. No Legal Advice

Creed is not a law firm and does not provide legal advice unless expressly stated in a separate written engagement involving appropriately qualified counsel.
Information published on this website is not legal, tax, accounting, investment, regulatory, or other professional advice and should not be relied upon as a substitute for advice tailored to specific circumstances.

4. Website Content

Creed seeks to provide accurate and thoughtful information, but website content may be incomplete, superseded, or subject to change.
Creed does not represent or warrant that all information on the website is current, complete, error-free, or appropriate for every jurisdiction or circumstance.
Publications, commentary, research, and other materials reflect the analysis and context applicable at the time of publication.

5. Intellectual Property

Unless otherwise stated, the website and its content – including text, graphics, branding, publications, research, methodologies, design elements, and other materials – are owned by or licensed to Creed or its applicable affiliates.
You may view, download, or print website materials for personal or internal informational use.
You may not reproduce, republish, distribute, commercially exploit, modify, create derivative works from, or otherwise use Creed materials beyond ordinary informational use without prior written permission.
No use of Creed’s name, marks, branding, or other proprietary material is permitted in a manner that suggests endorsement, affiliation, or sponsorship without authorization.

6. Permitted Use

You agree to use the website only for lawful purposes.

  • Interfere with the operation or security of the website;
  • Attempt unauthorized access to systems, accounts, or data;
  • Introduce malicious code or automated tools intended to impair or scrape the website
    improperly;
  • Misrepresent your identity or affiliation;
  • Use the website to transmit unlawful, fraudulent, abusive, or infringing material; or
  • Use Creed content in a manner that violates applicable law or third-party rights.

7. Inquiry Submissions

The public inquiry form is intended only to provide enough information for Creed to assess whether further discussion may be appropriate.
You should not submit privileged, highly sensitive, confidential, classified, regulated, or security-sensitive information through the public form unless Creed has expressly authorized that method of transmission.
Submission of information does not obligate Creed to accept, review, retain, or act upon an inquiry.

8. Third-Party Links and Platforms

The website may contain links to third-party websites, platforms, publications, or services.
Those links are provided for convenience or reference only. Creed does not control and is not responsible for the content, security, availability, or privacy practices of third-party resources.
The inclusion of a link does not necessarily imply endorsement.

9. Privacy

Information collected through the website is handled in accordance with Creed’s Privacy Policy.
Where Creed provides professional services, additional confidentiality, data-use, or information-security obligations may be governed by the applicable engagement documents.

10. Availability and Security

Creed may modify, suspend, restrict, or discontinue any part of the website at any time.
Although Creed takes reasonable measures to maintain the website and protect its systems, no website or method of electronic transmission can be guaranteed to be continuously available, error-free, or completely secure.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Creed will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to use of, inability to use, or reliance upon this website or its content.
Nothing in these Terms limits liability that cannot lawfully be excluded or limited.
Any liability arising from an actual professional engagement will be governed by the applicable engagement agreement rather than these website Terms.

13. Governing Law

These Terms are governed by the laws of the State of Maryland, without regard to its conflict-of-laws principles.
Any dispute concerning the use of this website will be subject to the jurisdiction of courts with appropriate authority in Maryland, unless applicable law requires otherwise.

14. Changes to These Terms

Creed may revise these Terms from time to time.
The current version will be posted on this website with an updated effective date.
Continued use of the website after revised Terms are posted constitutes acceptance of the updated Terms to the extent permitted by law.

15. Contact

Questions concerning these Terms may be directed to:
Creed: Financial Crimes Compliance Firm LLC
Email: [email protected]
Website: Creedfirm.com